EFISIENSI LEMBAGA KEUANGAN MIKRO AGRIBISNIS GABUNGAN KELOMPOK TANI DALAM PENGEMBANGAN USAHA AGRIBISNIS PERDESAAN: STUDI KASUS DI KABUPATEN BANTUL TAHUN 2012

Policy to concert Rural Agribusiness Development (PUAP) into Microfinance Institutions for Agribusiness (MFI-A) is a strategic movement in Ministry of Agriculture to solve the finance constraint of small-scale farmers and farm labor. This paper aims to analyze efficiency level of MFI-A of the Farmer Group Association (Gapoktan) and to identify the factors influencing efficiency of MFI-A Gapoktan in Bantul Regency involving 65 MFI-As from March until June 2012. The research applies DEA (Data Envelopment Analysis) approach using the assumption of constant return to scale (CRS) and variable return to scale (VRS) with output oriented to measure the efficiency score of each observed MFI-A. This research also employs an Ordinary Least Squares (OLS) regression. Based on DEA-CRS CCR as many as 19 MFI-As (29.23%) are efficient, while based on DEA-VRS BCC total of 33 MFI-As (50,77%) are efficient. Manager’s education level, age of MFI-A, time of service, and number of administrators significantly influence efficiency of MFI-A.